What does the Emerald Empire Federal Credit Union do with you personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand the Emerald Empire Federal Credit Union’s Privacy Policy.
What?
The types of personal information we collect and share depend on the accounts or
services you have with us. This information can include:
- Name, address, Social Security number, and income
- Account balances and transaction history
- Credit history and credit scores
When you are no longer our member, we will not share your information except as
permitted or required by law as described in this notice.
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons the Emerald Empire Federal Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does the EEFCU share? | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes— to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | Yes | No |
| For our affiliates’ everyday business purposes— information about your transactions and experiences | No | No |
| For our affiliates’ everyday business purposes— information about your creditworthiness | No | We do not share |
| For our affiliates to market to you | Yes | Yes |
| For non-affiliates to market to you | No | We do not share |
Questions?
Call (866) 844-9455 or 541-988-9059, send us an email at cstahly@youreecu.org
or write to us at: Emerald Empire Federal Credit Union, 850 Beltline Road, Springfield, Oregon 97477
Who Are We?
Who is providing this Notice?
Emerald Empire Federal Credit Union
What we do
How does the EEFCU protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We also restrict access to nonpublic personal information about you to those employees and volunteers who need to know the information to provide products or services to you.
How does EEFCU collect my personal information?
We collect your personal information, for example, when you
- open an account or apply for a loan
- apply for any credit union service
- you visit our website, provide us information on any online application or transaction, or information you send to us by email.
- use your credit or debit card or pay your bills
- make deposits to or withdrawals from your accounts
We also collect your personal information from others, including credit bureaus or other companies
Why can’t I limit all sharing?
Federal law only gives you the right to limit information sharing as
follows:
- sharing for affiliates’ everyday business purposes—
information about your creditworthiness - affiliates from using your information to market to you
- sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Our affiliates include such companies as TruStage Insurance Agency (providers of products and services including insurance).
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Emerald Empire Federal Credit Union does not share with non-affiliates so they can market to you except for our joint marketing arrangements.
Joint marketing
A formal agreement between the Emerald Empire Federal Credit Union and a non-affiliated financial company where we jointly market financial products or services to you.
- Our joint marketing partners include financial services and insurance companies.
Other Important Information
Protecting Children’s Private Information
Our online financial services are not designed for or directed toward children. We do not knowing solicit or collect data from children and we do not knowingly market to children online. We recognize that protection children’s identities and online privacy is important and that responsibility rests with us and the parents.
Updated – March 1, 2024