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GREAT RATES ON VEHICLE LOAN!!! Now is a great time to purchase a new/used vehicle. Dealers want the 2022's off their lots to make room for more 2023's! This brings in a variety of used car trade-ins. Get PRE-APPROVED at the EEFCU before you go shopping. Find out what you can comfortably qualify for, your payments, and interest rate.

In addition get $75 Cash Back if you finance the loan with us. Already have a vehicle loan at another financial institution?  Check with the EEFCU, often our rates or other conveniences make it worth the switch. If you refinance with us, we will give you the $75 Cash Back too!  Talk with a Loan Officer and see what Your Credit Union can do for You!

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Personalized service.
Low fees.
Friendly staff.
With a membership base of about 4,300 people, we’re not the largest credit union in the area. But we don’t want to be. We are small enough to know our members – your name, your face, your voice on the phone. We strive to understand your individual needs and take the time to help you with your financial decisions.
Auto Loans
Whether you’re buying a new car, a used car, a motorcycle, talk to us before you buy! We will meet or beat any car dealer rate you show us Better yet, come in before you go car shopping. We can pre-approve you for a loan and help you figure out how much you can reasonably spend before you hit the car lot. New vehicles can be financed up to seven years, used vehicles for five years. We can also refinance existing auto loans.
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News & Alerts
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EFFCU Closed Today, for MLK Day

Just a reminder, the EEFCU is CLOSED TODAY Monday, January 16th in honor of MLK Day.

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MLK Closure Reminder

Just a reminder, the EEFCU will be CLOSED Monday, January 16th in honor of MLK Day.

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Be Aware of a Variety of Scams

Be aware of fake calls, texts, and emails claiming to be known companies OR Law Enforcement Agencies, these can be scammers impersonating these agencies. The ...

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We are proud to partner with these Credit Unions:
EWEB Employees Federal Credit Union
IBEW SJ Cascade Federal Credit Union
Teamsters Federal Credit Union
IronWorkers Credit Union

Emerald Empire FCU - Funds Availability Disclosure

Emerald Empire Federal Credit Union - Web Accessibility

Accessibility is important to us, if you are using a screen reader or other auxiliary aid and are having problems using this website, please call the Emerald Empire Federal Credit Union at 541-988-9059 for assistance. All products and services available on this website are available at your Emerald Empire Federal Credit Union branch location.